Optional modules – one core system

Pricing & Product (B2B)

Real competitive advantage for actuaries & product managers

> For insurers > For reinsurers: +portfolio management > For multipliers & retailers: SaaS business

Price benchmarking of all competitors

  • Own tariffs vs. market or portfolio
  • Price & service advantages/ disadvantages in real time

Tariff simulation before launch

  • Model tests (volume, margin, risk)
  • For new customer acquisition, up/cross-selling, and customer retention

Live validated by

  • >15 insurers and market partners (price benchmarking by the end of 2025)

Impact range

  • +1-3% Combined Ratio improvement with price optimization
  • -80% time-to-market for new tariffs

Pricing based on replications of tariff logic; impact range based on industry-standard reference benchmarks

AI Agent (B2C-2B)

LLM with integrated price simulations

> For insurers & retailers > For multipliers: SaaS business

  • Chat with estimated price & service scenarios, competitive comparisons (also anonymous)
  • Better pre-consultation for end customers, neutral, free of charge
  • More & more profitable on/offline sales, less consultation time

Validated by

  • >15 insurers in testing (2025)

Impact range

  • -5% loss ratio through more precise risk selection
  • +3-5% conversion rate for own business

Impact range based on industry-standard reference benchmarks; pre-consultation IDD-compliant

Metasearch Lead Generator (B2C-2B)

Insurance metasearch like “Google Flights for tariffs”

> For insurers: platform collaboration > For retailers > For multipliers: SaaS business

  • After just 3 entries, query of all pricing models, display of all top providers with estimated prices & service quality.
  • Faster pre-consultation for end customers, neutral, free of charge
  • More leads for off/online sales or forwarded to partners
  • -20% bounce rate | -30 min. search time | -40% advertising costs vs. ad placement

Live validated by

  • >30 insurers
  • >20 market partners (50,000 leads by the
    end of 2025)

Impact range

  • 300%+ leads for own business vs. paid-ad-leads

Performance based on internal measurements; impact range based on modeling; pre-consultation IDD-compliant

Advisor Guide (B2B-2C)

Offline advisor with meta-search power

> For insurers & retailers > For multipliers: SaaS business

  • Instant tariff rankings (tops & flops) of all pricing models
  • Noticeably faster consultations with estimated prices/services & discount scenarios
  • More offline sales, fewer „compare again“ drop-offs and advisor time, more follow-up appointments

Live validated by

  • >30 insurers and market partners (2025)

Impact range

  • +7–12% conversion rate for own business
  • +2–4% margin stabilization

Tool for internal use in customer consulting; impact range based on industry-standard reference-benchmarks and modeling